Terms and Conditions

Important information governing the use of our services.

1. Introduction

Welcome to Vision First Capital (“Company,” “we,” “our,” or “us”). By accessing our website, submitting inquiries, communicating with us, or using any of our services—including email, phone, and SMS communications—you agree to comply with and be bound by these Terms and Conditions. Please review them carefully, as they govern your relationship with Vision First Capital and define your rights and obligations.

Vision First Capital operates as a commercial finance brokerage, providing strategic funding solutions to business owners, real estate investors, and developers.

2. Use of Services

Vision First Capital offers brokerage and advisory services related to commercial and business financing, including but not limited to:

Commercial real estate financing
Private investment and bridge loans
SBA loan programs
Equipment financing
Business lines of credit and working capital solutions

By engaging with our services, you acknowledge and agree that:

Vision First Capital is not a direct lender and does not guarantee loan approvals, funding amounts, interest rates, or loan terms.
All financing options are subject to lender underwriting, approval, and applicable laws and regulations.
You agree to provide accurate, complete, and truthful information during all inquiries, communications, and applications.
You will not misuse our website, systems, or communication channels in any way that could harm, disrupt, or compromise our operations, security, or reputation.

3. SMS Terms & Conditions

By opting in to receive SMS communications from Vision First Capital, you consent to receive text messages related to our services. The phone number you provide will be used exclusively for service-related communications and will not be sold or shared with third parties for marketing purposes.

a. Types of SMS Communications

If you consent to SMS messaging, you may receive messages related to:

Funding inquiries or application follow-ups
Appointment reminders or confirmations
Requests for required documentation
Status updates regarding financing opportunities

Example:
“Hi, this is Vision First Capital. We’ve received your funding inquiry and will review your information shortly. Reply STOP to opt out.”

b. Message Frequency

Message frequency may vary based on your interaction with our services. You may receive up to 25–50 messages per week, depending on application activity, updates, or scheduling requirements.

c. Potential Fees for SMS Messaging

Standard message and data rates may apply in accordance with your mobile carrier and service plan. Vision First Capital is not responsible for any charges incurred as a result of SMS communications.

d. Opt-In Method

You may opt in to receive SMS communications by submitting an inquiry, application, or contact form through our website, scheduling a consultation, or otherwise requesting information or services via our digital platforms.

e. Opt-Out Method

You may opt out of SMS messages at any time by replying “STOP” to any message received. You may also contact us directly to request removal from our SMS communication list. Once processed, you will no longer receive SMS messages except for opt-out confirmation or communications necessary to address active matters.

4. Privacy and Data Protection

Your privacy is important to us. All personal information collected, including phone numbers and financial details, is handled in accordance with our Privacy Policy.

We do not sell, rent, or share SMS consent or phone numbers with third parties or affiliates for marketing purposes.
Information is used solely to facilitate brokerage services, communications, and compliance obligations.

For additional details regarding how we collect, use, and protect your information, please review our Privacy Policy available on our website.

5. Limitation of Liability

Vision First Capital makes reasonable efforts to ensure the accuracy and reliability of information provided through our website and communications. However, we are not responsible or liable for:

Loan denials, changes in terms, or funding delays caused by third-party lenders
Technical issues, transmission errors, or failures in message delivery
Decisions made by users based on information obtained through our website or communications

All services are provided on an “as-is” basis, and users assume full responsibility for their financial decisions.

6. Updates to These Terms

Vision First Capital reserves the right to revise or update these Terms and Conditions at any time without prior notice. Any modifications will be posted on this page with an updated effective date. Continued use of our website or services constitutes acceptance of the updated terms.