Capital Designed for Fix & Flip Investors
Want to turn a property into profit fast? Our Fix & Flip Loan gives you the capital and
flexibility to make it happen. Whether this is your first flip or your hundredth, we provide
fast, dependable funding that covers both purchase and renovation costs—so you can
focus on finding the deal, not chasing money.
Why investors love this program:
- Fund up to 95% of the purchase price – maximize leverage.
- Cover 100% of renovation costs – no out-of-pocket surprises.
- Max 75% ARV – structure deals confidently for profit.
Stop letting capital slow you down. Buy smart, renovate efficiently, and sell for a
gain—on your timeline.
For our most experienced borrowers
| Loan Amount | $50,000 to $5,000,000 |
| Minimum Credit | 600 |
| Rates | 8.99%+ |
| Points | 0.75% – 3% |
| Payment | Monthly, Interest Only, No Prepay Penalty |
| Loan to Cost (LTC) | Up to 95% |
| Loan to Value (LTV) | Up to 90% |
| After Repair Value (ARV) | Up to 75% |
| Loan Term | 12–24 Months |
| Eligible Loan Types | Purchase + Rehab, Refinance + Rehab, Buy & Flip, Buy & Hold |
Fix & Flip Loan Details
Vision First Capital specializes in residential & Commercial real estate
financing and provides funding nationwide across all 50 states for the
following Fix & Flip property types:
- Single Family Homes
- Duplex, Quadplex
- Condominiums
- Townhouses
- Non-Owner Occupied
- 5-100 Unit Properties
You’ll love how easy it is to close with Vision First Capital, thanks to our common-sense
underwriting. No tax returns, no income verification, and no debt-to-income ratios
required!
To keep your application moving quickly, here are the main items you’ll need to gather:
- Purchase Contract (if purchasing)
- Rehab Budget
- Last 2 Bank Statements
- Property Insurance
- Driver’s License
- LLC / Entity Documents (if applicable)
With Vision First Capital, getting funded is simple, fast, and stress-free.
Turning Vision Into Reality
How It Works
A clear path to funding, built around speed, structure, and trust.
Share Your Vision
Tell us about your deal, goals, and timeline.
Review & Structure
We assess options and structure the right financing.
Match With Capital
We connect you to the best-fit lender or investor.
Approve & Close
Move through approval and close efficiently.
Frequently Asked Questions
What is a Fix & Flip loan?
A Fix & Flip loan is a short-term financing solution designed for investors purchasing, renovating, and reselling residential properties.
What property types are eligible?
This program supports both single-family and multi-family residential properties.
How fast can I get pre-approved?
Pre-approvals are available the same day once basic deal details are submitted.
How quickly can a loan close?
Most Fix & Flip loans can close within 7–10 days, depending on documentation and project scope.
Can rehab costs be financed?
Yes. The program allows financing for up to 100% of eligible renovation costs.
What are the interest rates?
Rates start from 9.99%, with final terms depending on the deal structure and underwriting.