Our Process

A clear, disciplined approach from first conversation to closing.

How We Work

At Vision First Capital, our process is designed to bring clarity, efficiency, and confidence to every transaction. We focus on understanding your objectives first, then structuring and executing capital solutions that align with your strategy and timeline.
process

Quick Application

Start Your Application

Complete our Quick App online. Within 24 hours roughly, we will review and discuss your loan submission. we will discuss various options or move your file straight into the next stage.

Full Application

Confirm Terms & Submit Details

You’ll receive an email to review and sign the LOI or Term Sheet and complete the Full Application. Your Quick App details will auto-populate, and repeat borrowers will see pre-filled information. Upload the required documents to proceed.
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process

Processing & Underwriting

Review in Progress

Our team reviews your documents and begins underwriting. You’ll receive automated updates with your loan status and a live checklist of required items. Additional documents may be requested, so please monitor notifications and your loan dashboard.

Closing

Close & Fund

Our streamlined platform enables real-time collaboration, allowing most loans to close in 14 days or less. After closing, you’ll receive payment reminders and easy access to draw requests for rehab or construction loans.
Ask about repeat borrower incentives.
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